FEATURED: The Ins and Outs of a Home Equity Line of Credit
You have worked extremely hard through the years to pay down your mortgage while increasing equity in your property, so…
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The Role of Community Banks in Supporting Local Manufacturing
In the heart of our communities, local manufacturers play a pivotal role in driving economic growth and innovation. As a…
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Navigating the Home Appraisal Process: Tips for Sellers and Buyers
When it comes to buying or selling a home, understanding the home appraisal process is crucial. This step ensures that…
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Understanding and Utilizing Small Business Loans
Securing the necessary funding is a critical step for any small business owner looking to start, grow, or sustain their…
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Understanding the Role of Credit Scores and Debt-to-Income Ratios in Mortgage Approval
When it comes to securing a mortgage, understanding the factors that influence approval is crucial. Two key elements that lenders…
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The Future of Work – Hybrid Models and Their Impact on Small Businesses
For the remainder of 2024 and into 2025, small businesses will face key people-related challenges such as attracting, retaining, and…
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The Pros and Cons of Buying Versus Renting in Today’s Housing Market
In today’s dynamic housing market, the decision to buy or rent a home is more complex than ever. As a…
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Digital Transformation for Small Businesses
In today’s fast-paced digital world, small businesses are navigating a landscape filled with both challenges and opportunities. As the Chief…
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Managing Debt for Mortgage Approval: Strategies for Improving Your DTI Ratio
Navigating the world of mortgages can feel like a daunting journey, but with the right strategies and guidance, you can…
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Customer Service Strategies for Small Businesses
In today’s competitive marketplace, small businesses face the challenge of standing out amidst larger competitors. One powerful way to differentiate…
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Understanding Private Mortgage Insurance (PMI) and Alternatives for Homebuyers
If you are planning to purchase a new home in today’s market, it is important to understand all the various…
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Adapting to Change: Financial Resilience in the Face of Market Dynamics
In the ever-evolving landscape of business and finance, the ability to adapt is not just a competitive advantage—it’s a necessity….
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The Impact of Rising Interest Rates on Home Affordability: Tips for Homebuyers in 2024
The past few years have been a bit rough for buyers in the housing market. Between low inventory, increased selling…
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Mastering Cash Flow: Essential Tips for Small Businesses
As an Assistant Vice President of Treasury Management in community banking, I’ve had the privilege of working closely with numerous…
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Strategic Financing for Small Manufacturers: A Roadmap to Success
If one thing is true of the manufacturing industry, it’s that it’s hard to succeed in. A company’s success or…
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How Small Businesses Can Thrive with Digital Marketing in 2024
In today’s digital age, marketing your small business doesn’t have to be complicated. As someone who’s been deeply involved in…
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Navigating Challenges in the Homebuying Process 2024
The landscape of homebuying has always been filled with obstacles, but as we venture into 2024, prospective homeowners are facing…
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The Future of Small Business Payments
As technology has continued to evolve all around us, so has the way that we conduct payments and transactions. It’s…
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Power of Community Week
As a local, community bank, we are involved in supporting the area in more ways than most people know. That’s…
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Navigating Growth: Financial Strategies for Expanding Manufacturing Businesses
In the manufacturing industry, expansion never comes easily. In one of the most resource-intensive industries in the world, growth often…
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The Importance of Networking as a Small Business Owner, and How You Can Do It Effectively
As a small business owner – your network can often be the most powerful tool available to you. When you…
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