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Rates

We offer competitive interest rates on CDs, Money Market Savings, Checking, HSAs, Saving, and IRAs; helping you make money!

Kasasa Cash*

(with qualifications met during a monthly qualification cycle)

Minimum
Maximum
Interest Rate
APY***
$0.00$15,000.002.963.00

Daily balances over $15,000 earn an interest rate of 0.10%, resulting in a range from 3.00% to 0.48% APY depending on the account’s daily balance.
When your Kasasa Cash qualifications are not met, the interest rate earned on the account’s entire daily balance .05% resulting in an annual percentage yield of .05% and ATM withdrawal fees are not refunded.

Kasasa Saver*

(with qualifications in your linked Kasasa Cash or Cash Back Account met during a monthly qualification cycle)

Minimum
Maximum
Interest Rate
APY***
$0.00$50,000.000.500.50

Daily balances over $50,000.00 earn an interest rate of 0.25% on the portion of the daily balance over $50,000, resulting in a range from 0.50% to 0.33% APY depending on the account’s daily balance.
When your linked Kasasa Cash account qualifications are not met, the entire daily balance in the Kasasa Saver account earns an interest rate of .05% resulting in an annual percentage yield of .05% APY.
When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. In addition, the entire daily balance in the Kasasa Saver account earns an interest rate of .05% resulting in an annual percentage yield of .05% APY.
APY calculations are based on an assumed balance of $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.

Money Market*

Minimum
Maximum
Interest Rate
APY***
$0.00$9,999.990.010.01
$10,000.00$99,999.990.100.10
$100,000.00$249,999.990.150.15
$250,000.00$499,999.990.150.15
$500,000.00None0.200.20

Certificates of Deposit* **

($500 minimum balance to open)

Term
Interest Rate
APY***
Rate Type
6 months0.300.30Fixed
12 months0.350.35Fixed
18 months0.350.35Fixed
24 months0.400.40Fixed
30 months0.400.40Fixed
36 months0.500.50Fixed
48 months0.550.55Fixed
60 months0.650.65Fixed

Regular Savings*

Minimum
Maximum
Interest Rate
APY***
$100.00$9,999.990.010.01
$10,000.00$24,999.990.050.05
$25,000.00None0.100.10

Liberty or Young Savers Savings*

Minimum
Maximum
Interest Rate
APY***
$0.00$9,999.990.010.01
$10,000.00$24,999.990.050.05
$25,000.00None0.100.10

HSA Checking*

Minimum
Maximum
Interest Rate
APY***
$0.00$999.990.010.01
$1,000.00$4,999.990.050.05
$5,000.00$9,999.990.100.10
$10,000.00None0.130.13

IRA Open Deposit* **

Minimum
Maximum
Interest Rate
APY***
$0.00$999.990.010.01
$1,000.00$4,999.990.050.05
$5,000.00$9,999.990.100.10
$10,000.00None0.130.13

Holiday Club* **

Interest Rate
APY***
0.010.01

Terms

December 02, 2020

* Rates subject to change without notice. Account fees may reduce earnings.
** Penalty for early withdrawals. IRA minimum 12-month term.
*** Annual Percentage Yield

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