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Free Account
Kasasa Saver®

Build your savings effortlessly when you link your Kasasa Cash® or Kasasa Cash Back® checking accounts to a free Kasasa Saver! Kasasa Saver automatically transfers your earned checking rewards each month to this interest bearing account.

Summary

Free Account to Build Savings Automatically

  • Links to free Kasasa Cash or Kasasa Cash Back checking
    • Sweeps both earned interest cash rewards and ATM refunds from a Kasasa Cash account
    • Sweeps only earned cash back purchase refund rewards from a Kasasa Cash Back account
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
    • 0.50% APY1 on balances up to $50,000
    • 0.50% to 0.33% APY1 based on an assumed balance of $100,000 in a 31-day cycle
    • 0.05% APY1 if qualifications are not met
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free Online and Mobile Banking
  • No minimum deposit to open

Please note conditions of account: eStatement enrollment required, limit of 1 account per SSN.

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 Direct Deposit, ACH Credit, or ACH Payment Transaction
  • At least 12 Debit Card purchases
  • Be enrolled in and log into Online Banking

If for some reason you don’t meet your qualifications during the cycle, don’t worry — your Kasasa® accounts are still free. In fact, you’ll still earn our base dividend rate on Kasasa Saver. The very next month, you can get right back to earning your full rewards.

Disclaimer

1 Your stated APY (Annual Percentage Yield) is variable and may change at any time at the discretion of American National Bank Fox Cities

Kasasa Saver Kasasa Cash Disclaimer

Qualification Information
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

Reward Information
When your linked Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $50,000 in your Kasasa Saver account earn an APY of 0.50% and daily balances over $50,000 earn an interest rate of 0.25% on the portion of the daily balance over $50,000, resulting in a range from 0.50% to 0.33% APY depending on the account’s daily balance.

When your linked Kasasa Cash account qualifications are not met, the entire daily balance in the Kasasa Saver account earns an interest rate of .05% resulting in an annual percentage yield of .05% APY.

Interest will be credited to your Kasasa Saver account on the last day of the current statement cycle.

Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle.

APY = Annual Percentage Yield.
APYs accurate as of 07/06/2020.

APY calculations are based on an assumed balance of $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

No minimum deposit is required to open the Kasasa Saver or Cash account.

Monthly e-statements are a condition of this account.

Enrollment in electronic services (e.g. online banking) and log-ons may be required to meet some of the account’s qualifications.

Limit of one (1) account per social security number.

There are no recurring monthly maintenance charges or fees to open this account.

A Kasasa Cash account is required to have a Kasasa Saver account.

A linked Kasasa Saver account is required for automatic savings.

Advertised information and rewards are based on all account qualifications being met during each cycle period.

Contact our Personal Banker for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Member FDIC.

Trademarks
Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Saver Kasasa Cash Back Disclaimer

Qualification Information
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

Reward Information
When your linked Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $50,000 in your Kasasa Saver account earn an APY of 0.50% and daily balances over $50,000 earn an interest rate of 0.25% on the portion of the daily balance over $50,000, resulting in a range from 0.50% to 0.33% APY depending on the account’s daily balance.

When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. In addition, the entire daily balance in the Kasasa Saver account earns an interest rate of .05% resulting in an annual percentage yield of .05% APY.

Interest will be credited to your Kasasa Saver account on the last day of the current statement cycle.

The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle.

APY = Annual Percentage Yield.
APYs accurate as of 07/06/2020.

APY calculations are based on an assumed balance of $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

No minimum deposit is required to open the Kasasa Saver or Cash Back account.

Monthly e-statements are a condition of this account.

Enrollment in electronic services (e.g. online banking) and log-ons may be required to meet some of the account’s qualifications.

Limit of one (1) account per social security number.

There are no recurring monthly maintenance charges or fees to open this account.

A Kasasa Cash Back account is required to have a Kasasa Saver account.

A linked Kasasa Saver account is required for automatic savings.

Advertised information and rewards are based on all account qualifications being met during each cycle period.

Contact our Personal Banker for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Member FDIC.

Trademarks
Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

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