Savings Accounts

Business & Personal Savings Accounts from
American National Bank

Business Savings Accounts

Business Savings
Minimum balance to obtain APY** $100
Minimum balance fee if daily balance falls below $100 $5/quarterly
Transaction fee if over 10 debits per quarter $1/each
ATM Card* No charge
Online banking No charge
Business Money Market Savings

The Business Money Market Savings account offers greater flexibility with your savings and you may earn a greater return on your deposits. Deposits of any amount can be made at any time. The minimum daily balance to avoid a monthly service fee is $1,000. You may earn more interest with a tiered interest rate structure.

 

Minimum daily balance to obtain APY** None
Service fee if balance fall below $1,000 $6/monthly
Limited to 6 electronic transfers and withdrawals per month by means of a preauthorized or automatic transfer or telephone (including data transmission) agreement, order or instruction by check, draft, debit card, or similar order payable to third party  
Checks clearing in excess of 6 per month $6/each
Unlimited withdrawals in person No charge

 *ATM card available to qualified customers. Transaction fees may apply.
**Annual Percentage Yield

Personal Savings Accounts

Save money for wants, needs or goals, and make money on it! Interest is accrued daily and compounded quarterly. ANB also offers money market savings and HSAs.

Regular Savings

The Regular Savings account is a basic way to save money for wants, needs or goals. The minimum daily balance to avoid a monthly service fee is $100 Interest is accrued daily and compounded quarterly.

 

Minimum balance to obtain APY** $100
Service fee if daily balance falls below $100 $5/quarterly
Transaction fee if over 10 debits per quarter $1/each
ATM card* No charge
Online banking No charge
Money Market Savings

The Money Market Savings account offers greater flexibility with your savings and you may earn a greater return on your deposits. Deposits of any amount can be made at any time. The minimum daily balance to avoid a monthly service fee is $1,000. You may earn more interest with a tiered interest rate structure.

 

Minimum daily balance to obtain APY** None
Service fee if daily balance falls below $1,000 $6/monthly
Limited to 6 transfers and withdrawals per month by means of preauthorized or automatic transfer or telephone (including data transmission) agreement, order or instruction by check, draft, debit card, or similar order payable to third parties  
Checks clearing in excess of 6 per month $6/each
Unlimited withdrawals in person No charge
Liberty Savings

The Liberty Savings account is designed for military members on active duty, Reserves, National Guard, or Veteran Status. It allows you to save for a want, a need or a goal. Interest is accrued daily and compounded quarterly.

 

Minimum balance to obtain APY** None
Service fees None
Transaction fees None
ATM card** No charge
Online banking No charge
Young Savers Savings

The American Young Savers account is designed with benefits for account holders under 18 years of age. Interest is accrued daily and compounded quarterly.

 

Minimum balance to obtain APY** None
Service fees None
Transaction fees None
Holiday Club Savings
Start planning in advance for the next holiday season by opening a Holiday Club savings account to eliminate the financial stress of the holidays. There is no minimum balance to obtain annual percentage yield. Electronic transactions not permitted. Transfer deposits from American National Bank Fox Cities’ accounts permitted. A check will be issued annually in mid-October for the balance in the account.
Health Savings Accounts (HSA)

A Health Savings Accounts (HSA) provides a tax advantage to offset health care expenses. This tax-exempt custodial account is established exclusively for the purpose of paying or reimbursing qualified medical expenses. It is available to taxpayers in the United States who are enrolled in a high deductible health plan (HDHP). The funds contributed to the account are not subject to federal income tax at the time of deposit. Your HSA can grow with funds rolling over year to year if they are not spent. Withdrawals for non-medical expenses will incur penalties. Withdrawals for non-medical expenses may be waived if taken out after age 59.5. Please consult a tax advisor.

  •  HSAs are for individuals that have coverage from a high deductible health plan
  •  Used exclusively to cover qualified medical expenses incurred by the account beneficiary (the person who establishes the account) and his or her dependents
  •  $20 start-up fee
  •  No annual fee
  •  Free debit card available*
  •  Monthly statement

*ATM card available to qualified customers. Transaction fees may apply.
**Annual Percentage Yield

Community Driven

We know that the heart and soul of a small business is the people who work there. At American National Bank Fox Cities, we do all of our business this way. We believe in building the Fox Cities community, because it’s where we live and work. We’re your neighbors, and your local business bank.

Knowledgeable

Your business isn’t just your livelihood, it’s your life. Our team of business bankers has the knowledge and experience to make even the most ambitious goals possible for your business. Our skills help businesses reach these goals every day.

SIMPLE PROCESS

As an owner or stakeholder in a small business, you wear a lot of hats. We know that your time is valuable so we offer a simple process for getting the financing your small business needs to achieve big goals.